Useful Calculators and Links

The Moneysmart Mortgage Calculator is a free, government-backed tool that helps you estimate your mortgage repayments, determine how much you can borrow, and explore strategies to repay your home loan sooner.

https://moneysmart.gov.au/home-loans/mortgage-calculator

The Moneysmart Mortgage Switching Calculator is a free, government-backed tool that helps you figure out whether refinancing your home loan will save you money in the long run. By entering key details about your current loan and the potential new loan, it provides clear, easy-to-understand results so you can make informed decisions about whether to stay with your current lender or switch to a better deal.

https://moneysmart.gov.au/home-loans/mortgage-switching-calculator

The Moneysmart Personal Loan Calculator is a free online tool from the Australian Government that helps you estimate your personal loan repayments, see how much you can borrow, and explore ways to pay off your loan sooner. Also applicable for your Car Loan.

https://moneysmart.gov.au/loans/personal-loan-calculator


Referral Offer Terms and Conditions

This referral offer is subject to the following terms and conditions:

  1. Eligibility:
    The Referral Program is open exclusively to clients who have previously engaged our services. Referred contacts must be new clients who have not used our services before.
  2. Minimum Loan Amount:
    To qualify for the referral reward, the referred client’s new loan must be for an amount of at least $300,000.
  3. Referral Reward:
    You will receive $1,000 for each successful referral. A referral is considered successful when the referred individual’s loan application is approved and the loan is settled through us.
  4. Bonus Reward:
    For every three (3) successful referrals, you will receive an additional $1,000 bonus.
  5. Payment Method and Timing:
    Referral rewards and bonuses will be paid via electronic funds transfer (EFT) within 30 days of each referred loan settling.
  6. Limitations:
    Only one referrer will be eligible to receive a reward for each referred client. The first person to submit the referral will be recognised as the referrer.
  7. Exclusions:
    Self-Referrals are not eligible. Referrals of existing or previous clients are not eligible.

Example:
If you refer three new clients who each settle loans of $300,000 or more, you will receive $3,000 ($1,000 per referral) plus an additional $1,000 bonus, for a total of $4,000.